CLARKSBURG, W.Va. — West Virginians have till Jan. 15 to enroll within the Well being Insurance coverage Market earlier than the deadline for the Reasonably priced Care Act Well being Insurance coverage Open Enrollment.
Lacking the Open Enrollment interval can imply dropping protection till 2023.
The Market is obtainable to anybody who isn’t eligible for insurance coverage by way of Medicare, Medicaid, or employer-based insurance coverage.
“Most individuals will be capable of qualify for considerably decrease prices this 12 months in the event that they get their insurance coverage on the Market,” mentioned Jeremy Smith, program director for WV Navigator. “We’re actually urging individuals to take a look at the brand new plans and costs which can be being launched this 12 months. In a variety of circumstances, the plans are extra reasonably priced than now we have ever seen. Even you probably have appeared into insurance coverage on the Market in previous years and weren’t very glad, you need to positively look into it once more this 12 months.”
Smith mentioned getting assist signing up is vital, as many individuals are overwhelmed by the choices or might not understand how to buy reasonably priced well being protection.
WV Navigator is a federally funded, non-profit group that helps “underserved communities acquire entry to well being protection choices by way of the Market, Medicaid, or CHIP” by providing over the telephone or in workplace help.
These enrolling in a plan on HealthCare.gov can anticipate no pre-existing situation exclusions or markups.
All HealthCare.gov plans cowl important advantages, together with testing and therapy of COVID-19. Shoppers also can obtain free preventive care companies, similar to immunizations and well being screenings.
Enrollment occasions can be held in Bridgeport, Martinsburg, and Charleston subsequent week earlier than the Saturday deadline.
WV Navigator might be contacted by calling (304) 356-5834 or by going to the web site at www.acanavigator.com.